:root{--body-font:'Plus Jakarta Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--heading-font:'Plus Jakarta Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}*,*::before,*::after{box-sizing:border-box}body{margin:0;padding:0;font-family:var(--body-font);color:#0A2540;background:#fff;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}a{text-decoration:none;color:#0E9F6E}img{max-width:100%;height:auto}h1,h2,h3,h4,h5,h6{font-family:var(--heading-font);color:#0A2540;text-transform:none}h1{font-size:40px;font-weight:700;line-height:1.3}h2{font-size:32px;font-weight:600;padding-bottom:20px}h3{font-size:24px;padding-bottom:20px}h4{font-size:20px;padding-bottom:15px}p{font-family:var(--body-font);color:#374151;line-height:1.7;font-size:16px}ul{padding:0 0 0.8em 1.143em}#page-container{min-height:100vh;display:flex;flex-direction:column}.ec-page-content{flex:1;max-width:1280px;margin:0 auto;padding:3rem 2rem 4rem;width:100%}.ec-page-content--narrow{max-width:900px}.ec-section{margin-bottom:60px}.ec-section:last-child{margin-bottom:0}.ec-breadcrumbs{display:flex;align-items:center;gap:6px;font-size:13px;color:#9ca3af;margin-bottom:24px;flex-wrap:wrap}.ec-breadcrumbs a{color:#0E9F6E;text-decoration:none;font-weight:500}.ec-breadcrumbs a:hover{text-decoration:underline}.ec-breadcrumbs .separator{color:#d1d5db}.ec-page-hero{margin-bottom:40px}.ec-page-meta{display:flex;align-items:baseline;gap:10px;font-size:14px;color:#6b7280;margin:12px 0 20px;flex-wrap:wrap}.ec-badge{display:inline;color:#0E9F6E;font-size:14px;font-weight:700;background:none;border:none;padding:0;border-radius:0}.ec-badge i{display:none}.ec-page-intro{font-size:18px;line-height:1.75;color:#374151}.ec-takeaways{background:#f0fdf4;border:none;border-left:4px solid #0E9F6E;border-radius:0 8px 8px 0;padding:28px 32px;margin:40px 0}.ec-takeaways h3{font-size:17px;font-weight:700;margin:0 0 16px;padding:0;color:#0E9F6E}.ec-takeaways-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 32px}.ec-takeaway-item{position:relative;padding-left:20px;font-size:15px;line-height:1.6;color:#374151}.ec-takeaway-item::before{content:'\2022';color:#0E9F6E;font-size:20px;line-height:1;position:absolute;left:0;top:0}.ec-takeaway-item strong{color:#1f1f1f;font-weight:700}.ec-takeaway-item i{display:none}.ec-stats{display:flex;margin:32px 0;border-top:1px solid #e5e7eb;border-bottom:1px solid #e5e7eb}.ec-stat-card{flex:1;padding:24px 24px 24px 0;text-align:left;border-right:1px solid #e5e7eb;background:none;border-radius:0}.ec-stat-card:last-child{border-right:none}.ec-stat-card:not(:first-child){padding-left:24px}.ec-stat-value{font-size:42px;font-weight:800;color:#1f1f1f;line-height:1;margin-bottom:6px}.ec-stat-value--green{color:#0E9F6E}.ec-stat-value--orange{color:#dc2626}.ec-stat-label{font-size:12px;font-weight:700;color:#9ca3af;text-transform:uppercase;letter-spacing:0.06em}.ec-comparison{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:32px 0}.ec-comparison-card{border-radius:14px;padding:24px;border:1px solid #e5e7eb}.ec-comparison-card--low{background:linear-gradient(180deg,#dcfce7 0%,#f0fdf4 100%);border-color:#bbf7d0}.ec-comparison-card--high{background:linear-gradient(180deg,#fecdd3 0%,#fff1f2 100%);border-color:#fecaca}.ec-comparison-label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:0.06em;color:#6b7280;margin-bottom:8px}.ec-comparison-card--low .ec-comparison-label{color:#047857}.ec-comparison-card--high .ec-comparison-label{color:#b91c1c}.ec-comparison-state{font-size:22px;font-weight:700;color:#1f1f1f;margin-bottom:4px}.ec-comparison-rate{font-size:18px;font-weight:700;color:#374151}.ec-comparison-card--low .ec-comparison-rate{color:#16a34a}.ec-comparison-card--high .ec-comparison-rate{color:#dc2626}.ec-comparison-note{font-size:13px;color:#6b7280;margin-top:4px}.ec-content-section{margin:0 auto;padding:3.5rem 0 0;max-width:1280px;width:100%}.ec-content-section:first-child{margin-top:0;border-top:none;padding-top:0}.ec-section-label{display:inline;margin:0}.ec-section-num{color:#d1d5db;font-size:28px;font-weight:800;margin-right:12px}.ec-content-section h2{display:inline;margin:0;vertical-align:baseline}.ec-content-section>p{display:block;font-size:16px;line-height:1.7;color:#4b5563;margin:1rem 0 0;}.ec-table-header{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:16px;flex-wrap:wrap}.ec-table-info{font-size:14px;color:#6b7280}.ec-table-wrap{overflow-x:auto;border-radius:0;border:1px solid #e5e7eb;border-left:none;border-right:none;margin:0 0 16px}.ec-table{width:100%;border-collapse:collapse;font-size:15px;min-width:500px}.ec-table caption{caption-side:bottom;font-size:12px;color:#9ca3af;text-align:left;padding:12px 16px 0}.ec-table thead th{background:#f9fafb;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:0.06em;color:#6b7280;padding:16px 20px;border-bottom:2px solid #e5e7eb;text-align:left}.ec-table thead th.ec-col-right{text-align:right}.ec-table tbody td{padding:16px 20px;border-bottom:1px solid #f3f4f6;color:#374151}.ec-table tbody td.ec-col-right{text-align:right;white-space:nowrap}.ec-table tbody tr:nth-child(even){background:#f9fafb}.ec-table tbody tr:hover{background:#f3f4f6}.ec-table tbody tr:last-child td{border-bottom:none}.ec-table .ec-state-link{color:#374151;font-weight:600;text-decoration:none}.ec-table .ec-state-link:hover{color:#16a34a;text-decoration:underline}.ec-faq{margin:32px 0}.ec-faq details{border-bottom:1px solid #e5e7eb}.ec-faq details:first-child{border-top:1px solid #e5e7eb}.ec-faq details:last-child{border-bottom:none}.ec-faq summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 4px;font-size:17px;font-weight:600;color:#1f1f1f;cursor:pointer;list-style:none;transition:color 0.2s ease}.ec-faq summary::-webkit-details-marker{display:none}.ec-faq summary::marker{display:none;content:''}.ec-faq summary::after{content:'+';font-size:24px;font-weight:400;color:#9ca3af;flex-shrink:0;width:28px;text-align:center;transition:color 0.2s ease}.ec-faq summary:hover{color:#047857}.ec-faq details[open] summary{color:#047857}.ec-faq details[open] summary::after{content:'\2212';color:#047857}.ec-faq .ec-faq-answer{padding:0 4px 24px;font-size:15px;line-height:1.8;color:#4b5563}.ec-faq .ec-faq-answer p{margin:0 0 12px}.ec-faq .ec-faq-answer p:last-child{margin-bottom:0}.ec-info-box{background:#f9fafb;border:1px solid #e5e7eb;border-radius:14px;padding:28px 32px;margin:32px 0}.ec-info-box h3{color:#1f1f1f;padding:0;margin-bottom:0.5rem;margin-top:0}.ec-info-box h4{font-size:16px;font-weight:700;margin:0 0 8px;padding:0;color:#1f1f1f}.ec-info-box p{margin:0;font-size:14px;color:#6b7280;line-height:1.8}.ec-card{background:#fff;border-radius:16px;box-shadow:0 2px 8px rgba(0,0,0,0.08);overflow:hidden;margin-bottom:24px}.ec-card-body{padding:32px}.ec-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;font-size:16px;font-weight:700;border-radius:10px;border:none;cursor:pointer;transition:all 0.2s ease;text-decoration:none;font-family:var(--body-font)}.ec-btn--primary{background:#0C8C60;color:#fff}.ec-btn--primary:hover{background:#0a7550;color:#fff}.ec-btn--secondary{background:#ECFDF5;color:#0E9F6E;border:1px solid #D1FAE5}.ec-btn--secondary:hover{background:#D1FAE5}.ec-btn--green{background:#0E9F6E;color:#fff}.ec-btn--green:hover{background:#0C8C60;color:#fff}.ec-grid{display:grid;gap:32px}.ec-grid--2{grid-template-columns:1fr}.ec-grid--3{grid-template-columns:1fr}@media (min-width:768px){.ec-grid--2{grid-template-columns:repeat(2,1fr)}.ec-grid--3{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.ec-grid--3{grid-template-columns:repeat(3,1fr)}}.ec-bottom-cta{background:#f3f4f6;border:1px solid #e5e7eb;border-radius:0;padding:56px 32px;text-align:center;margin:64px 0 0}.ec-bottom-cta h3{font-size:28px;font-weight:800;color:#1f1f1f;margin:0 0 8px;padding:0;line-height:1.35}.ec-bottom-cta p{font-size:16px;color:#6b7280;margin:0 0 28px}@media (max-width:768px){.ec-page-content{padding:2rem 1.25rem 3rem}h1{font-size:28px}h2{font-size:24px}h3{font-size:20px}.ec-takeaways-grid{grid-template-columns:1fr}.ec-takeaways{padding:20px 24px}.ec-page-intro{font-size:16px}.ec-content-section{margin:0 auto;padding:2rem 0 0}}@media (max-width:640px){.ec-stats{flex-wrap:wrap}.ec-stat-card{flex:0 0 50%;box-sizing:border-box;border-bottom:1px solid #e5e7eb}.ec-stat-card:nth-child(2){border-right:none}.ec-stat-card:nth-child(3){padding-left:0}.ec-stat-card:nth-child(4){border-right:none;border-bottom:none}.ec-stat-value{font-size:32px}.ec-bottom-cta{padding:36px 20px}.ec-bottom-cta h3{font-size:22px}}@media (max-width:480px){.ec-comparison{grid-template-columns:1fr}.ec-faq summary{font-size:15px;padding:16px 4px}.ec-info-box{padding:20px}.ec-stat-value{font-size:28px}.ec-stat-card{padding:16px 16px 16px 0}.ec-stat-card:not(:first-child){padding-left:16px}.ec-content-section{margin:0 auto;padding:1.5rem 0 0}.ec-bottom-cta{padding:28px 16px;margin-top:36px}.ec-bottom-cta h3{font-size:20px}.ec-bottom-cta p{font-size:14px;margin-bottom:20px}.ec-btn{padding:12px 24px;font-size:15px}.ec-takeaways{padding:16px 20px;margin:28px 0}.ec-takeaway-item{font-size:14px}h1{font-size:24px}h2{font-size:21px;padding-bottom:12px}}@media (max-width:400px){.ec-page-content{padding:1.5rem 1rem 2.5rem}}