Temple Electricity Rates
Temple is a Central Texas healthcare hub — anchored by Baylor Scott & White Medical Center, the largest hospital in the system. Oncor Electric Delivery maintains the grid, and every Temple household chooses its own electricity provider. With 38+ retailers competing, comparing plans can save you hundreds per year.
Key Takeaways
Cheapest Electricity Plans in Temple
The lowest-priced residential plans available to Oncor customers in Temple as of March 8, 2026 @ 9:34 PM CT. Rates shown at 1,000 kWh monthly usage.
Showing 20 of 194 Temple electricity plans.
Best Temple Electricity Plans by Usage Level
Temple’s Central Texas location means hot summers and mild winters. The average household uses 1,000–1,200 kWh/month, with summer peaks pushing higher. Military families on PCS orders should consider flexible plan lengths.
- Companion Energy
- 9.5¢/kWh at this usage
- 3-month fixed rate
- Chariot Energy
- 8.1¢/kWh at this usage
- 12-month fixed rate
- Amigo Energy
- 9.1¢/kWh at this usage
- 3-month fixed rate
- Amigo Energy
- 8.6¢/kWh at this usage
- 3-month fixed rate
Central Texas Summer Heat
Temple sits in Central Texas where summers are long and hot — highs above 100°F are common from June through September. Compare plans at both 1,000 and 2,000 kWh.
Temple Electricity Providers
We compare rates from 38 retail providers serving Temple’s Oncor territory. Every provider listed offers plans to Bell County residents today.
Temple Business Electricity Rates
Temple’s economy is anchored by the area — the base generates billions in economic impact. Off-post businesses, from restaurants on Veterans Memorial Boulevard to the growing healthcare corridor, all benefit from competitive commercial rates.
Commercial pricing factors in peak demand, load factor, and total volume. A quick quote is the only way to see what rates are available for your specific business profile.
Temple Business Types We Serve
Military-Adjacent Services
Businesses serving the area — contractors, equipment suppliers, and support services — access commercial rates for varied demand profiles.
Retail & Dining
Veterans Memorial Blvd, the area Street, and Harker Heights corridors benefit from fixed commercial rates.
Healthcare
Advent Health Central Texas, Seton Medical Center, and military healthcare facilities need guaranteed uptime.
Property Management
Temple’s large rental market means property managers can negotiate bulk commercial rates across multiple units.
Education (KISD)
Temple ISD campuses access institutional rates with budget-cycle billing.
Multi-Location
Bundle meters across Bell County for lower blended rates.
Temple Business Electricity Tips
Healthcare facilities run 24/7. Hospitals and clinics should prioritize reliability and fixed rates to manage operational budgets.
Temple Electricity by ZIP Code
We track electricity rates across 6 ZIP codes in the Temple area served by Oncor Electric Delivery. Find your ZIP below to confirm you can shop for Temple electricity plans on this page.
Don’t see your ZIP? Oncor’s territory covers Temple and most of the Central Texas. Enter your ZIP code at the top of this page to check availability.
Moving to Temple? Set Up Electricity
Moving to Temple for work? Getting electricity set up is quick and easy.
Verify Your Address
Confirm your Temple address is in Oncor’s territory. Enter your ZIP above. All of Temple, Harker Heights, Copperas Cove, and surrounding Bell County is covered.
Compare Temple Plans
Browse plans from dozens of providers. Factor in your expected usage — apartments typically use 500 kWh, average homes 1,000–1,200 kWh, and larger homes 1,500+ kWh.
Enroll Online
Sign up in under 10 minutes. You’ll need your new address, preferred start date (allow 2–3 business days), ID, and contact info.
Oncor Activates Service
Your provider coordinates with Oncor to turn on power. Most activations happen remotely within 1–3 business days.
Temple Move-In Tips
PCS tip: match your plan length to your tour length. A 2-year PCS? Get a 24-month fixed plan. Early termination fees ($150–200) wipe out savings if you leave early.
Switching Electricity Providers in Temple
Already have power in Temple? If your rate is above average, switching takes minutes with no interruption.
Check Your Current Plan
Find your contract end date and early termination fee (typically $50–200). If you’re within 14 days of expiration, most providers waive the penalty.
Shop Current Rates
Compare what’s available now against what you’re paying. If your rate exceeds 13.8¢/kWh, there’s likely room to save. At 1,000 kWh/month, even 2¢ savings means $240/year.
Sign Up With a New Provider
Enroll online or by phone. Your new provider handles everything — they contact your old provider and coordinate the switch through Oncor.
Seamless Transition
Within 1–3 business days your service transfers. Power flows through the same Oncor lines — zero downtime.
Types of Temple Electricity Plans
Here are the main plan categories available to Oncor customers in Temple:
Fixed-Rate Plans
Your per-kWh rate is locked for the full contract (12–36 months). The go-to choice for Temple homeowners who want predictable bills through Central Texas’s summers.
- Rate locked regardless of wholesale market swings
- Shields you from Central Texas summer price spikes
- Early termination fee if you cancel before term ends
- Current Temple fixed rates: 8.1¢–20.5¢/kWh
Variable-Rate Plans
Your rate moves with the wholesale market each month. Best for Temple renters or short-term residents who need flexibility over price certainty.
- No contract or cancellation fee
- Rates may dip during mild spring and fall
- Risk of significant increases in Central Texas summer heat
- Ideal for short-term or temporary situations
Prepaid Plans
Pay-as-you-go power — load your account and use it. No deposit, no credit check. A popular option for new Temple residents still getting settled.
- Zero deposit and no credit check
- Daily usage notifications
- Slightly higher per-kWh rates
- Service pauses if your balance runs out
Free Nights & Weekends
Electricity is free during off-peak hours (typically 9 PM–6 AM). Works well if you can shift laundry, dishwashing, and EV charging to nighttime.
- Free power during designated overnight hours
- Higher daytime rates offset the free periods
- TXU Energy and Reliant offer these in Temple
- Best for night-shift workers or EV owners
100% Renewable Plans
Backed by Texas wind and solar. Temple’s access to West Texas wind farm capacity makes green plans competitively priced.
- Powered by Texas wind and solar energy
- Often priced within 1¢ of conventional plans
- Gexa, Green Mountain, Chariot serve Temple
- Current green rates: 8.1¢–15¢/kWh
Solar Buyback Plans
Earn credits when your Temple rooftop panels export surplus energy to the grid. Offsets your summer cooling costs substantially.
- Credits for excess power your panels generate
- Buyback rates differ by Temple provider
- Chariot, Green Mountain, Rhythm available
- North Texas averages 230+ sunny days/year
Temple Electricity FAQ
Common questions about electricity rates, plans, and providers in Temple, Texas.
How does electricity choice work in Temple?
Temple is part of the deregulated Texas electricity market. Oncor Electric Delivery maintains the grid and power lines, but you choose your retail electricity provider (REP). Your REP sets your rate and handles your bill. Oncor delivers the power regardless of which provider you pick.
What’s the cheapest rate available?
As of March 8, 2026 @ 9:34 PM CT, the cheapest Temple electricity rate is 8.1¢/kWh at 1,000 kWh usage, offered by Chariot Energy (GridPlus 12 - 8.10¢). The average across all 194 plans is 13.8¢/kWh. Rates update multiple times daily.
What does the average household pay?
At the current average of 13.8¢/kWh, an Temple home using 1,000 kWh/month pays about $138/month. Temple homes average 1,000-1,200 kWh/month. Summer bills can climb to $200-300 for larger homes when DFW temperatures exceed 100°F.
Who delivers electricity here?
Oncor Electric Delivery is the TDU for Temple and the greater Central Texas. They own the power lines, poles, and meters. For outages, contact Oncor at 888-313-4747 or visit oncor.com.
I’m Relocating to the area — what plan should I get?
Temple and Dallas share the same TDU (Oncor) and the same pool of retail electricity providers, so the available plans are very similar. However, rates can differ slightly by ZIP code due to localized utility charges. Always enter your specific Temple ZIP code to see the exact rates available at your address.
How do I switch to a cheaper plan?
Temple commercial electricity is custom-quoted based on demand profile, usage volume, and contract length. With the the area military economy, Temple has a dense concentration of commercial customers. Businesses in Oncor territory typically save 15-25% by comparing providers. Request a free quote at electricchoice.com/business-electricity/.
What happens when my contract expires?
You roll onto a variable rate (15–20+ cents/kWh). Reshop before expiration.
Who handles power outages?
Oncor at 888-313-4747. They own all lines in Bell County.
Are green energy plans available in Temple?
Yes. Several providers offer 100% renewable plans at competitive rates.
How do Temple business rates work?
Custom-quoted. the area’s economic impact means providers understand military-adjacent business needs. Request a free business quote.
Find the Right Temple Electricity Plan
Enter your ZIP code to compare plans from Temple providers instantly.
Compare Temple PlansSources & Notices
These are real-time rates from the ElectricChoice.com electric rate and plan marketplace. The inclusion, exclusion, ranking, or naming of any rate, plan, or provider on this page does not constitute an endorsement or recommendation. Listed rates may or may not account for all plan features, fees, etc. You should review each plan’s Electricity Facts Label (EFL) and plan terms before enrolling. Last updated: March 8, 2026 @ 9:34 PM CT.